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	<title>Comments on: 2009 In Retrospect</title>
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	<link>http://www.ryanmclean.net/2009-in-retrospect/</link>
	<description>Living A Wealthy Life</description>
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		<title>By: ryan</title>
		<link>http://www.ryanmclean.net/2009-in-retrospect/comment-page-1/#comment-5265</link>
		<dc:creator>ryan</dc:creator>
		<pubDate>Wed, 30 Dec 2009 12:37:33 +0000</pubDate>
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		<description>I like what you said. Know that when I said that it wasn&#039;t me saying that was the be all and end all. There are always acceptions to the rule. But the fact is you can never afford to have a baby. We realised that which is why we went ahead and did it anyway.
I didn&#039;t move in with my mum because we had to, we did it cos we thought we could save money. But that was a little naive and now we know better. I love my mum, and my mother in law, but I would never like to live with them. We support ourselves to the best of our ability. It is hard at the moment, but that is a choice we have made. We don&#039;t avoid full time job because we don&#039;t want to take responsibility for ourselves, we do it because we want to take responsibility for our lives. We don&#039;t want to end up hating our lives and forgetting our dreams like so many people do.

I understand your situation, well I understand as best as you have explained it, and I have nothing against it. But it seems you had a lot resting on you before you got pregnant and still do after you go pregnant. I would like to ask (an honest question) did the waiting help you accomplish anything? When you get to the end of your life will you be glad you waited?</description>
		<content:encoded><![CDATA[<p>I like what you said. Know that when I said that it wasn&#8217;t me saying that was the be all and end all. There are always acceptions to the rule. But the fact is you can never afford to have a baby. We realised that which is why we went ahead and did it anyway.<br />
I didn&#8217;t move in with my mum because we had to, we did it cos we thought we could save money. But that was a little naive and now we know better. I love my mum, and my mother in law, but I would never like to live with them. We support ourselves to the best of our ability. It is hard at the moment, but that is a choice we have made. We don&#8217;t avoid full time job because we don&#8217;t want to take responsibility for ourselves, we do it because we want to take responsibility for our lives. We don&#8217;t want to end up hating our lives and forgetting our dreams like so many people do.</p>
<p>I understand your situation, well I understand as best as you have explained it, and I have nothing against it. But it seems you had a lot resting on you before you got pregnant and still do after you go pregnant. I would like to ask (an honest question) did the waiting help you accomplish anything? When you get to the end of your life will you be glad you waited?</p>
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		<title>By: Not My Mother</title>
		<link>http://www.ryanmclean.net/2009-in-retrospect/comment-page-1/#comment-5263</link>
		<dc:creator>Not My Mother</dc:creator>
		<pubDate>Tue, 29 Dec 2009 23:53:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.ryanmclean.net/?p=2297#comment-5263</guid>
		<description>Hey, your baby is due a month before mine. 

I had to comment on your statement that &quot;We now know that we can survive off a teeny tiny wage. It also presents a good challenge for people who earn 3 times as much as us and say “I can’t afford to have a baby” or “I can’t afford to invest”. Can’t? Or don’t want to?&quot; 

Maybe the people who say that about babies (investing is different) are aware that they have obligations and need to cover those. If they have a mortgage, if they have people to support. That&#039;s us. My mother is on an invalid&#039;s pension and has been for years. My husbands parents are hovering on the edge of insolvency thanks to helping out his sisters. We bought their house to keep them from bankruptcy. Nice gesture, but it means we can&#039;t sell that house if things get tough. It also means that we don&#039;t have anyone who could bail us out if things got tough. We&#039;re not only working to make our financial future secure, but we&#039;ve got both sets of parents who would be coming to us if things got tough (and possibly the sisters, if only to stop them tapping their poor father again). You know, we&#039;re doing all right, but that&#039;s a lot to be resting on us. So yeah, I put off having a baby until we &quot;could afford it.&quot;

You may be able to live off a wet rag but you have no mortgage, and no obligations. If things got tough for you, you could move back in with your mum like you did this year. Which is great for you, but maybe not for her. I wouldn&#039;t be surprised if part of the reason she wanted you to take a fulltime job was so that YOU took responsibility for yourself rather than leaning on her. Can you really say you are supporting your family all by yourself?</description>
		<content:encoded><![CDATA[<p>Hey, your baby is due a month before mine. </p>
<p>I had to comment on your statement that &#8220;We now know that we can survive off a teeny tiny wage. It also presents a good challenge for people who earn 3 times as much as us and say “I can’t afford to have a baby” or “I can’t afford to invest”. Can’t? Or don’t want to?&#8221; </p>
<p>Maybe the people who say that about babies (investing is different) are aware that they have obligations and need to cover those. If they have a mortgage, if they have people to support. That&#8217;s us. My mother is on an invalid&#8217;s pension and has been for years. My husbands parents are hovering on the edge of insolvency thanks to helping out his sisters. We bought their house to keep them from bankruptcy. Nice gesture, but it means we can&#8217;t sell that house if things get tough. It also means that we don&#8217;t have anyone who could bail us out if things got tough. We&#8217;re not only working to make our financial future secure, but we&#8217;ve got both sets of parents who would be coming to us if things got tough (and possibly the sisters, if only to stop them tapping their poor father again). You know, we&#8217;re doing all right, but that&#8217;s a lot to be resting on us. So yeah, I put off having a baby until we &#8220;could afford it.&#8221;</p>
<p>You may be able to live off a wet rag but you have no mortgage, and no obligations. If things got tough for you, you could move back in with your mum like you did this year. Which is great for you, but maybe not for her. I wouldn&#8217;t be surprised if part of the reason she wanted you to take a fulltime job was so that YOU took responsibility for yourself rather than leaning on her. Can you really say you are supporting your family all by yourself?</p>
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		<title>By: Henri @ Wake Up Cloud</title>
		<link>http://www.ryanmclean.net/2009-in-retrospect/comment-page-1/#comment-5262</link>
		<dc:creator>Henri @ Wake Up Cloud</dc:creator>
		<pubDate>Tue, 29 Dec 2009 14:25:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.ryanmclean.net/?p=2297#comment-5262</guid>
		<description>Rock it! Goals are goals. You made progress, so that&#039;s awesome. Moving house 4 times is pretty impressive too. You probably have other blogs, since you mentioned that you have 1,350 subscribers?

Just found your blog through your tweet. Keep writing and I&#039;ll keep reading ;)</description>
		<content:encoded><![CDATA[<p>Rock it! Goals are goals. You made progress, so that&#8217;s awesome. Moving house 4 times is pretty impressive too. You probably have other blogs, since you mentioned that you have 1,350 subscribers?</p>
<p>Just found your blog through your tweet. Keep writing and I&#8217;ll keep reading <img src='http://www.ryanmclean.net/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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